Monthly Archives: February 2019

Don’t Make A Big Mistake to Claim or Certification

The Contract Disputes Act of 1978 (“CDA”) contains a few simple requirements for claims over $a hundred,000, such as certification. Yet to this day contractors have consistently violated the certification necessities and, as a result, had their claims brushed off by using the Boards and Courts. This is a big mistake that is simple to avoid. The mistake happened most currently in NileCo Gen’l Contracting, LLC, ASBCA No. 60912, Sept. 22, 2017. It seems as though a technology-crazed world every so often refuses to apply the most low tech machine of all-the pen-due to the fact the pen is simply no longer electronically convenient. Government contractors need to be decrease tech while signing claims.

The CDA states that every declare for more than $one hundred,000 have to be certified to nation that:

1. The declare is made in exact faith;

2. The helping statistics are accurate and whole to the high-quality of the contractor’s know-how and belief;

3. The amount requested appropriately reflects the contract adjustment for which the contractor believes the government is liable; and

four. The certifier is authorized to certify the declare on behalf of the contractor.

Forty one U.S.C. § 7103(b). These specific necessities are included in Federal Acquisition Regulation (“FAR”) 33.207(c) and the disputes clause in each agreement. The FAR also states that the certification can be executed through any person duly legal to bind the contractor. Id. Although the Contract Disputes Act does no longer outline the time period “execute,” the Boards of Contract Appeals have constantly held for as a minimum 10 years that to “execute a Contract Disputes Act certification, there should be a signature by a certifier.” “Signature” is described in the FAR because the discrete, verifiable image of an individual which, while affixed to a writing with the expertise and consent of the man or woman, suggests a present goal to authenticate the writing. This consists of digital symbols.

FAR 2.One hundred and one

A failure to signal the certification as required strips the Court of Federal Claims or the Boards of Contract Appeals of jurisdiction to pay attention the declare and is not a correctable defect that can be corrected to restore the jurisdiction.

Here are 4 instances over the last ten years (the closing of which cites a 1993 case), where a “pen and ink” signature might have stored the contractor from having its declare disregarded by the Board:

Healthy Lifestyle Tips For Seniors

Our bodies naturally grow and change over time. It’s a simple fact of life, and nutrition is important every step of the way. Everyone needs healthy foods to help our bodies thrive, but seniors and the elderly have specific nutritional needs.

In assessing healthy diet and nutrition for seniors, there are several factors to consider. The most basic area is simple body composition. As people age, hormonal activity naturally decreases. As a result older people gain weight and lose bone and muscle mass.

The following points outline other health considerations for people in their senior years:

Fluids

The amount of water that is present in the human body naturally decreases as we age. Fluid levels can also be affected by personal choices and habits. Many seniors claim that they just don’t feel thirsty, so the simply don’t drink enough water. For others it’s difficult or inconvenient to pour a glass of water. Regardless of the reasons, too many seniors suffer with dehydration. Older men and women should at least one ounce of water for every 2.2 pounds of weight, every day.

Proteins

Protein is an essential nutrient at every stage of life. It supports a healthy immune system and prevents wasted muscle. Even though energy needs are decreased in the elderly, it’s still important for seniors to eat high quality proteins such as eggs, lean meats, fish and poultry.

Fiber and Carbs

Most people have heard that seniors require extra fiber, as a fiber rich diet combined with plenty of water can aid in preventing constipation. Carbohydrates from cereals, pasta, bread and other grain products are also required to provide the energy needed by active seniors.

Dietary Fats

The body’s natural metabolism slows down as age increases, so nutrition for seniors means less fat in their diets. It’s important to note that fat should be limited, but not eliminated altogether. You can trim the amount of daily fat intake by choosing fish, lean meats, low-fat dairy products, and fat-free or fat-reduced preparation methods.

Keep Up Your Calcium

Many women and men don’t get enough calcium, which is a vital element of nutrition for seniors. Older people should take in about 1,500 mg of calcium every day. Unfortunately, people often struggle with digestive problems from drinking milk, but they can take advantage of the many calcium-rich alternatives. Low-fat cheese, yogurt and broccoli are all great choices, and non-fat powdered milk can be used in many recipes.

Beef Up Your Iron

Iron deficiency is a common problem for the elderly. Lean red meats and breakfast cereals are great sources of iron.

Zinc

Many seniors neglect zinc as an important contributor to good nutrition. The fact that zinc isn’t readily absorbed into the body compounds the problem. Including healthy servings of poultry, meat and fish can help seniors to meet their daily zinc requirements.

Vitamin B12

Many elderly men and women suffer with a vitamin B12 deficiency that is caused by atrophic gastritis. The human body can only absorb vitamin B12 when there is an intrinsic factor present in the stomach. Men and women suffering from atrophic gastritis have an inflammation of the stomach that causes bacterial overgrowth and impedes the intrinsic factor. Seniors with a vitamin B12 deficiency should talk to a doctor about supplemental options.

People of all ages need a health, balanced diet to grow and remain healthy. It’s important to have a balanced diet with the proper amounts of nutrients, vitamins and minerals. Seniors should be particularly careful about their diets, as they must deal with additional age-related health concerns. Aging causes change, but proper nutrition brings strength and vitality to every body.

Alternative Low Cost Health Insurance

Some things in life are taken for granted and the privilege of having health insurance may be one of them. Employers have to give their employees some kind of benefit program in their overall compensation package. The employee expects it and enjoys the security of having good health insurance. Everything changes when the employee leaves the employer. Insurance decisions have to be made. No one can escape from this process. The employee soon finds the cost to continue the insurance to be much more than expected and they start scrambling for alternatives. Are there alternatives? What can be done to reduce the cost?

There has been a major shift in thinking by the insurance buying public over alternatives to lowering the cost of health insurance. Low deductibles are a thing of the past. It has taken some time to change the thinking about having low deductibles. Low deductibles mean less out of pocket expense. It works the opposite in today’s market for health insurance. The premiums paid for lower deductibles are so high that it no longer makes sense to have them. The higher deductibles reduce the premium dramatically. There are deductibles as large as $5000 in some health insurance plans.

Two Alternatives

1. Take the highest deductible that you can afford. This is called self-insuring. You are insuring yourself for the deductible amount in exchange for a lower premium.

2. Start a Health Savings Account. This is a savings account that is used for medical expenses only. This is a fantastic way of putting money aside for the out of pocket deductible amount and any additional medical expense. The best part about it is that the health savings account is tax deductible. See your tax advisor or accountant on how to set up this plan.

Insurance is a great place to start to lower your monthly bills. We hope that this will help you analyze your next quote. Please refer to our recommended source for insurance quotes of all types.

Techniques In Hair History Hair History

Contrary to contemporary times, hair removal has not always been about vanity. Throughout the caveman era, ancient Greece and Egypt, men believed that hair removal was essential for survival. They speculated that removing hair from their head and beard would protect them from any invading force that could potentially try to grab onto them during battle. They felt that hair removal was truly a shield of safety in war times. Hair removal has held other significance as well. In some Buddhist, Muslim, Christian and Hindu traditions, head and eyebrow shaving has played a role in regards to joining a monastic community or beginning school.

Women in a variety of cultures have also indulged in hair removal practices. In ancient Egypt, Greece and the Middle East, women aimed to rid their body of all hair, head to toe. Sometimes they would literally rid the head on their hair! In the late 1500s, women began removing hair from their eyebrows and foreheads, which they believed made them appear more fashionable. Many women even used walnut oil on kids’ foreheads to stave off hair growth. Possibly, one of the strangest techniques of all, women even created bandages of ammonia (cat feces and vinegar) to prevent hair growth.

A consultation is a great way to learn an overview of electrolysis, share your hair removal goals, become familiar with our environment and get to know our practitioners. By coming to meet us in person, you will have the opportunity to learn from us first hand about our offerings. We can walk you through the various types of electrolysis we offer (thermolysis, galvanic and blend) and the differences between them. We also describe what a typical session consists of and we could even do a sample treatment on you.

Women in a variety of cultures have also indulged in hair removal practices. In ancient Egypt, Greece and the Middle East, women aimed to rid their body of all hair, head to toe. Sometimes they would literally rid the head on their hair! In the late 1500s, women began removing hair from their eyebrows and foreheads, which they believed made them appear more fashionable. Many women even used walnut oil on kids’ foreheads to stave off hair growth. Possibly, one of the strangest techniques of all, women even created bandages of ammonia (cat feces and vinegar) to prevent hair growth.

Make a Logo To Represent Your Business

There are constantly three pillars in your new startup or company to get reputation – the name of your enterprise, slogan and the maximum critical aspect that’s the logo of your commercial enterprise. A emblem is the mark or symbolic representation which offers a illustration for your company. A emblem may be considered as a face of your business enterprise that can come up with the immediate reputation to your audience.

A logo may be in specific paperwork –

• Words and letters – ex – IBM, shoutmeloud, Nestle and so forth
• Pictures and logos – ex – Apple, adidas and so on
• Emblem logos – ex – starbucks, burger-king

Why your enterprise ought to have a logo –

There are many motives which display the importance of trademarks for your commercial enterprise –

A logo offers a face on your call –

Every emblem gives a face to the call of your business enterprise. Not only this, even a brand can show the logo character through its fashion, length, font, symbols and the manner of illustration. If the brand is alive within the mind of the human beings then they can also don’t forget the name of your company. It is beneficial in offering a aggressive aspect for your business enterprise.

A true emblem is beneficial in getting the loyal customers to your enterprise –

A professional and precise logo enables people in remembering the call of your company. If the brand is truely top, it will likely be alive inside the mindsets of humans after they see it both on the road, newspaper or social media programs. They will simply pick out you over the competitors each time they will be wanted about your services or products.

A true logo makes you professional inside the attitude of human beings –

When an individual chooses you as a organization to fulfill their necessities? Definitely if you are a terrific company having a protracted last standing relationships with your customers and as properly your services are up to speed than your competitors. A excellent logo made with complete professionalism indicates that your working is also expert and an character chooses you as their serving organisation.

A professional brand offers a aggressive aspect in your business –

One aspect is good sized here that each correct business enterprise which is alive within the mindsets of human beings and having very good conversion extent as properly, they have an iconic brand. Like – short sprout, shoutmeloud, McDonald, Burger King, Dreamteam Technologies and many others.

These groups have spent lots of money from their desk to make their emblem iconic, messaging, interactive and innovative so that it is able to location a unique place within the eyes of the human beings. This indicates that if you display the care in having a very good brand then in reality you’ll also care for having precise products and services for your competition.

Auto Insurance Myths You Should Know About

The truth about fallacies of many car owners believing that the insurance premium coverage for their new car is covered, and maybe the truth just might make you change course.
(1) “No-fault insurance means, is it not my fault?” That means that your insurance company pays for your damages regardless of who’s at fault. No they don’t!

(2) “Can the color of my car affect my insurance rate?” No!
What do influence your rate are your vehicle’s year, make, model, body type, engine size, credit history and driving record.

(3)”If I lend my car to a friend and that friend is in an accident, his or her insurance company will pay for the damages…right?” Wrong!

Your car is your responsibility! And guess what, even though you weren’t present at the time of the accident, you still will receive a mark on your insurance record and your insurance premium could possibly go up.

(4) “Is my insurance rate is set by the government?” No!
The government has nothing to do with your car insurance rate. Where you live, your credit score, marital status and your driving record is what actually affects your premium.

(5) “I recently paid my insurance premium. Is my new car I just purchased is covered?”

Not necessarily. Most automobile policies require that the policyholder notify the insurance company or agent within a specified number of days, if indeed coverage is desired for the newly purchased vehicle.

(6) “Is it a fact that male driver under the age of 25 pay more for auto insurance?” Yes! Male driver under 25 years old can potentially pay more for car insurance than female drivers. However, across the board, teenagers and mature adults pay more for auto insurance, due in large part because these age groups are typically involved in more automobile accidents.

(7) “Can my credit score have any affect on my insurance rate?” Your credit score really does matter! Many Insurance companies take your credit score into consideration when deciding to increase or renew your auto insurance coverage.

(8) “Even without comprehensive coverage, am I still covered for theft, windstorms, and hail and deer accidents?” Many drivers believe that if they only purchase collision insurance, which covers accidents involving objects, that they will also be covered for incidents that involve vandalism, hail, animal accidents and fires. That simply is not true. You need to purchase both collision and comprehensive coverage in order to fully protect your vehicle from all of these situations.

(9) “Can my personal auto insurance cover both my personal and business use of my car?”

If you occasionally use your personal car for business purposes such as transporting clients, going to and from meetings or hauling business equipment, then you will more than likely need to extend your personal car insurance to cover your business use as well. Plus, if your employees use their car while working for you, you will want to also obtain a separate non-owned car insurance policy.

(10) “I’ve never had nor been involved in a car accident, do I still need automobile insurance?” Yes!

Some drivers are lucky enough never to have been or to be involved in an accident. However, if by chance you do have an accident; your risk of losing everything is great. Car insurance is the best protection you can have in the event an automobile accident occurs. It’s also a legal issue – you are required, by law, to have some basic form of auto insurance, and failing to do so carries some fairly strict punishments.